Issued by the Punjab National Bank, the PNB RuPay Platinum Credit Card is aimed at providing its customers with various reward offers and other benefits. With a joining fee of Rs. 500, the card gets you 300 Reward Points on your card’s first swipe as a welcome gift. You get 1 Reward Point on every Rs. 100 you spend using this card, and 50 extra Reward Points on registering for the E-bill facility. To provide you with extra-luxurious travel experiences, the card provides complimentary lounge access to domestic as well as international airport lounges.
Joining Fee Nil
Renewal Fee Nil
Welcome Benefits
You get 300 bonus Reward Points as a welcome benefit on your first card swipe for retail/online transactions if done within the first 90 days after the card set-up date.
Travel Benefits
You get 2 complimentary domestic/international airport lounge access every quarter (8 per year).
Fuel Surcharge Waiver
- The 1% fuel surcharge is waived off at all fuel stations in India for all transactions between Rs. 500 & Rs. 3,000.
- The maximum fuel surcharge waiver is capped at Rs. 250 per month for this card.
Rewards Redemption
- To redeem your earned Reward Points, you will have to log in to the PNB Rewardz
- You can redeem your Reward Points against various products and categories, such as hotel bookings, mobile recharge, merchandise, etc, at a rate of 1 Reward Point = Rs. 0.50.
- You should have a minimum of 500 Reward Points for redemption.
PNB RuPay Platinum Card Eligibility Criteria
There are some specific eligibility requirements that need to be fulfilled by the applicants in order to get approved for the PNB RuPay Platinum Credit Card. The eligibility criteria of this card are as follows:
- Age of Primary Cardholders – 21 years to 65 years.
- Age of add-on cardholders – 18 years to 65 years.
- Income – Rs. 5,00,000 or more.
- Educational qualification – 10th pass / literate.
- The applicant should also have a decent credit history.
Documents Required
The documents required to apply for the PNB RuPay Platinum Credit Card are listed below:
- Identity Proof: PAN Card, Driving Licence, Passport, Voter ID Card, or Aadhar Card.
- Residential Proof (any of the following): Ration Card, Voter ID card, Utility bills, Letter from any recognized public authority
- Income Proof: For salaried people – Salary slip, salary certificate, Form 16. For self-employed people – PAN Card, IT return, Form 60/61.
