One of India’s top cashback credit cards, the co-branded Flipkart Axis Bank Credit Card is exclusively for people who shop online at Flipkart, a popular e-commerce store. Whether you are looking to buy daily household items, apparel, electronics, books, or simply doing some festive shopping, the Flipkart Axis Bank Credit Card will get you instant 5% cashback on Flipkart. One of the best features of this card is that there is no capping on cashback earnings. The card also provides 4% accelerated cashback to popular merchants like Swiggy, PVR, Uber, Cleartrip, and cult.fit along with travel, dining, and fuel benefits.
Loaded with numerous features, the Flipkart Axis Bank Credit Card has a low joining fee of ₹500 + GST which is recouped when you receive a welcome benefit voucher of the same amount. Apart from great cashback on popular brands and platforms, you will also be eligible for free airport lounge access across India. Keep reading about the Flipkart Axis Credit Card to learn more and find out where this card stands compared to other popular cards, such as the ICICI Amazon Pay Credit Card.
Flipkart Axis Bank Credit Card
(5/5)
Joining Fee
Rs. 500 + GST
Renewal Fee
Rs. 500 + GST
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
Introductory Benefits Worth Rs. 600 on Card Issuance
Movie & Dining
Up to 15% off at partner restaurants under Axis Bank’s exclusive Dining Delights program
Rewards Rate
5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR, and cult.fit), and 1% cashback on all other spends.
Reward Redemption
N/A
Travel
Accelerated Cashback (4%) on Uber Rides
Domestic Lounge Access
1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Earn Unlimited Cashback With Flipkart Axis Credit Card
- 5% unlimited cashback on all eligible purchases made on Flipkart.
- 4% cashback on preferred partners, including Swiggy, Uber, Cleartrip, PVR, and cult.fit.
- 1% cash back on all other online and offline spends, including Myntra.
- There is no limit on the cashback earned with the Flipkart Axis Bank Credit Card.
- Spending money on Flipkart Smart Store (‘Bills and Recharges’ section) earns you a cashback of 1% only (the same as applicable to all other transactions).
Please note that cashback does not apply to certain categories of transactions. These categories include fuel spends, rental payments, insurance, utilities, and education payments. Additionally, you will not receive cashback for purchases of gift cards on Flipkart or Myntra, purchases that have been converted to EMI, wallet reload, purchase of gold items, cash advances, payment of the card’s outstanding balance, and payment of card fees and payment made to government services.
Welcome Benefits
You will receive welcome benefits worth ₹600 with this credit card. To be eligible for cashback, you need to make transactions of at least ₹100.
₹500 Worth of Flipkart Vouchers
- Simply make a transaction within the first 30 days of card issuance to take advantage of this offer.
- You shall receive your Flipkart voucher in your e-mail.
- This gift voucher cannot be redeemed for cash or credit.
50% on Swiggy Orders
- 50% instant discount on your first purchase on Swiggy.
- Maximum discount capped at ₹100.
- A minimum cart value of ₹129 is needed, and this offer can be availed once per cardholder.
- To redeem this offer, use the code “AXISFKNEW” while checking out on Swiggy. Apply the code in the “Apply coupon” section to claim your discount.
Dining and Movie Benefits
- Dining benefit under the Axis Bank Dining Delights program that gives you 15% off up to Rs. 500 on dining bills at partner restaurants. This offer is valid at 10,000+ restaurants in India.
- 4% cashback on food delivery with the Swiggy app. This accelerated cashback is not valid for Instamart or Genie.
- Accelerated cashback (4%) on PVR movie tickets.
Travel Benefits
- 4 complimentary lounge access every year at select airports within India. From 1st May 2024, cardholders shall only be eligible for airport lounge access if they have made spends of a minimum of ₹50,000 in the last three calendar months. For newly issued cards, the first month, followed by the next three, is waived to calculate spend-based criteria.
- 4% direct cashback on preferred partners you can help save on commuting expenses. Earn accelerated cashback on Uber rides with this card.
- 4% cashback is also offered on flight and hotel bookings with Cleartrip.
Compare Other Cashback Cards to Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card is an online shopping credit card best suited for shoppers who rely on Flipkart for their online shopping needs. Many other credit cards currently available in the market offer a higher reward rate on spending at a particular online merchant. Some credit cards that provide a neck-to-neck competition, to the Axis Bank Flipkart Credit Card, include the Amazon Pay ICICI Bank Credit Card. The following table compares the top features of Flipkart Axis Bank, SBI Cashback, and Amazon Pay ICICI Credit Card.
| Features | Flipkart Axis Bank Credit Card | Amazon Pay ICICI Credit Card | SBI Cashback |
| Reward Structure | Cashback is adjusted every month against the card’s statement balance. | Cashback is added to the Amazon Pay balance. | Cashback is adjusted every month against the card’s statement balance. |
| Reward Rate With Partners | 5% cashback on spends on Flipkart.4% cashback on spends at partner merchants, including Swiggy, Uber, PVR, and cult.fit. | 5% cashback on Amazon India for Amazon Prime members.3% cashback for non-prime members. | 5% cashback on all online spends. |
| Reward Rate On Other Spends | 1% | 1% | 1% |
| Cashback Max Cap | No Cap | No Cap | ₹5000 Monthly |
| Additional Benefits | 4 complimentary domestic airport lounge access every year.Up to 20% off at partner restaurants under Axis Bank’s Dining Delights program. | Minimum 15% discount at partner restaurants under ICICI’s Culinary Treats Program. | N/A |
| Membership Fee | ₹500 + GST | Lifetime Free | ₹999 + GST |
Why Apply for a Flipkart Axis Bank Credit Card?
Those who regularly shop from Flipkart should definitely opt for this card. Unlimited cashback is one of its main unique features. This card can save you big, as you will get 5% cashback on your purchases whether it’s mobile phones, electronics, home furniture, or any other eligible category. Furthermore, this credit card is also advantageous for online food ordering, movie bookings, and cab bookings, as it offers 4% cashback on preferred merchants. These merchants include Swiggy, PVR, and Cleartrip, making it a versatile choice for a wide range of online spending activities.
Flipkart Axis Bank Credit Card – Application and Eligibility
Salaried individuals with a monthly income of ₹15,000 or more and self-employed individuals who earn more than ₹30,000 monthly can easily get the Flipkart Axis Credit Card. You can apply for the Flipkart Axis Bank Credit Card online with CardInsider. All you have to do is follow these simple steps.
- Click on the “Apply Now” button on your screen,
- Enter all the necessary details and upload all the documents required to submit the application,
- Submit your application.
Check Axis Bank Flipkart Credit Card Application Status Online
Once you have applied for the Axis Bank Flipkart Credit Card, the bank usually takes 10 to 15 days to process your application. To track your credit application anytime post submission of the application along with the required documents-
- Visit Axis Bank’s credit cards application tracking page.
- You can track your credit card application using your Application ID or mobile number/PAN.
- Select your desired method of application tracking, enter the captcha, and click/tap on Submit.
- You will now be able to view the status of your credit card application on the page that opens.
