The IDFC FIRST WoW Credit Card is a secured credit card (backed by a Fixed Deposit) issued by IDFC Bank, having tons of features and provides great benefits for cardholders. The card comes with ZERO Joining Fees and Renewal fees, which means that the FIRST Wow Card is an ultimate lifetime free card. On top of that, the great thing is that the foreign markup fee with the WoW Card is also ZERO, which is not there in other IDFC FIRST Credit cards.
Therefore, you do not have to pay any charges or fees on international transactions. The card offers 4 Reward points on every other spend, and the points you earn are valid for a lifetime, which means they do not expire at any point. You can use them to redeem vouchers, deals, and much more anytime. It also comes with a Welcome benefit of 5% Cashback and offers a 1% Fuel surcharge waiver.
Apart from this, you also get Personal Accident and Card Liability cover of up to Rs. 2 Lakh and Complimentary Roadside Assistance worth Rs. 1,399 four times a year. Also, enjoy great dining benefits and discounts at 3000+ Health and wellness outlets. The card offers easy and convenient EMI options for transactions above Rs. 2,500. Keep reading for a more detailed review of the card.
Joining Fee Nil
Renewal Fee Nil
Welcome Benefits Enjoy 5% Cashback up to Rs. 1,000 on the first EMI transaction done within 90 days of card activation.
Dining & Health Benefits
With IDFC FIRST WoW Credit Card you can enjoy up to a 20% discount at more than 1500 restaurants. To avail this offer, confirm with the restaurant on the IDFC FIRST Bank Card dining discount offer. Use your IDFC FIRST Wow Credit Card for the payment to avail of the benefit. Visit here to know more.
Also, you can get up to 15% discount at more than 3,000 Health & Wellness outlets.
Fuel Surcharge Waiver
You get a 1% fuel surcharge waiver across all the fuel stations in India. You can avail of a maximum benefit of Rs. 200 per month through the fuel surcharge waiver on IDFC FIRST WoW Credit Card.
Zero Forex Markup Fee
The IDFC FIRST WoW Credit Card comes with Zero foreign markup fees, you do not have to pay any charges or fees on international transactions. This is a great advantage of this card, as the other secured credit cards generally charge 3.5% as the Foreign Markup fees on all international transactions.
